Free for UK hospitality
Tip split calculator
Type the pool and the team: each share to the penny, nothing deducted. Stays in your browser.
Kept in this browser only. Nothing is uploaded.
Result
£970.50 shared
By hours worked
| Name | Share | Amount |
|---|---|---|
| Server 1£6.65/hour | 21.9% | £212.71 |
| Server 2£6.65/hour | 16.4% | £159.53 |
| Bartender£6.65/hour | 20.5% | £199.42 (includes one leftover penny) |
| Chef£6.65/hour | 27.4% | £265.89 |
| Kitchen porter£6.65/hour | 13.7% | £132.95 (includes one leftover penny) |
Rounded down to the penny, 2 leftover pennies went one each to the largest fractions (marked *). Paid out £970.50.
Doing this every month? The Pro tips pack keeps the records.
An Excel workbook with live formulas (shifts to hours to shares to pay), a 3-year record sheet, your policy as a print-ready document and a one-page staff notice.
Three tools for the tipping law
Tip split calculator
Share a pool of card tips, cash tips and service charges by hours, points, hours x points or a front/back of house split, to the penny, with CSV export.
Tipping policy generator
A written tipping policy for your place of business, each clause naming the section of the law it covers. Copy it or print it.
Tronc calculator
The National Insurance on the same tips paid through payroll or through an independent tronc, per worker, with HMRC's 2026/27 rates.
What the law asks of employers
Since 1 October 2024, the Employment (Allocation of Tips) Act 2023 has been in force in England, Wales and Scotland. An employer must make sure all qualifying tips, gratuities and service charges are allocated fairly between workers at the place of business, with no deductions (card fees included), and paid no later than the end of the month after the customer paid. Where tips are more than occasional, there must be a written tipping policy available to every worker, and a record of how every tip was dealt with, kept for 3 years, which a worker can ask to see.
The tip split calculator shares the pool; the policy generator writes the policy, each clause naming the section it answers; the tronc calculator shows the National Insurance an independent tronc can take off the same tips at 2026 to 2027 rates (employer 15%, employee 8%).
Changes from the Employment Rights Act 2025 (consulting staff on the policy and reviewing it every three years) are planned, not in force: the revised code of practice was withdrawn for a new consultation. The existing code still applies.
Sources
- Duty in force from: legislation.gov.uk, Employment Rights Act 1996 s.27I (annotation): in force 1 October 2024 by the Employment (Allocation of Tips) Act 2023 (Commencement No. 2) Regulations 2024 — https://www.legislation.gov.uk/ukpga/1996/18/section/27I, read on 2026-09-29
- Fair allocation: Employment Rights Act 1996 s.27D(1), legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27D, read on 2026-09-29
- No deductions: Code of Practice on Fair and Transparent Distribution of Tips (published 29 July 2024), gov.uk — https://www.gov.uk/government/publications/distributing-tips-fairly-statutory-code-of-practice/code-of-practice-on-fair-and-transparent-distribution-of-tips-html-version, read on 2026-09-29
- Payment deadline: Employment Rights Act 1996 s.27G, legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27G, read on 2026-09-29
- Written policy: Employment Rights Act 1996 s.27I(1) and (3), legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27I, read on 2026-09-29
- Records kept: Employment Rights Act 1996 s.27J: a record of how every qualifying tip, gratuity and service charge has been dealt with, kept for three years, legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27J, read on 2026-09-29
- Response to a request: Employment Rights Act 1996 s.27J: the response period is four weeks beginning with the date of the request, legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27J, read on 2026-09-29
- Requests per worker: Employment Rights Act 1996 s.27J: a worker may not make more than one request in any three-month period, legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27J, read on 2026-09-29
- Independent tronc: Employment Rights Act 1996 s.27F(2), legislation.gov.uk — https://www.legislation.gov.uk/ukpga/1996/18/section/27F, read on 2026-09-29
- Employment Rights Act 2025 tipping changes: Employment Rights Act 2025 s.14 "Policy about allocating tips etc: consultation and review" (consult workers or their representatives before the first policy and at every review, review at least every three years): marked prospective, not in force at Royal Assent (s.159(3)), legislation.gov.uk — https://www.legislation.gov.uk/ukpga/2025/36/section/14, read on 2026-09-29
- Revised code of practice: gov.uk, "Distributing tips fairly: revised statutory code of practice" (updated 29 July 2026): "previously laid before Parliament, but has been withdrawn so that a new public consultation can be held"; "employers should continue to follow the existing code of practice" — https://www.gov.uk/government/publications/distributing-tips-fairly-revised-statutory-code-of-practice, read on 2026-09-29
- Fairness factors: Code of Practice on Fair and Transparent Distribution of Tips, paragraph 23, gov.uk — https://www.gov.uk/government/publications/distributing-tips-fairly-statutory-code-of-practice/code-of-practice-on-fair-and-transparent-distribution-of-tips-html-version, read on 2026-09-29
General information and calculations based on the Employment (Allocation of Tips) Act 2023, the statutory Code of Practice and HMRC guidance. Not legal or tax advice.
Frequently asked questions
- Is the tip split calculator free?
- Yes, with no limit and no sign-up. The names, hours and amounts stay in your browser; nothing is uploaded. Pro is a paid extra for the monthly workbook, the 3-year record sheet, the policy document and the staff notice.
- Can I take card processing fees out of tips?
- No. The statutory Code of Practice says employers must pass on all tips and service charges to workers without deductions, except in very limited scenarios such as income tax. So the calculator has no fee field: the whole pool is shared.
- Which split is fair: hours, points or front and back of house?
- The law does not prescribe one. The Code of Practice lists factors an employer may consider: type of role (front of house and backroom), basic pay, hours worked, individual or team performance, seniority, length of service and customer intention. Pick a method, write it in your policy, apply it consistently. The how-to-split guide compares the four methods on the same pool.
- How late can tips be paid?
- No later than the end of the month following the month in which the customer paid the tip (Employment Rights Act 1996 s.27G). A tip paid on 3 March must reach the worker by 30 April.
- Do I need a written tipping policy?
- Yes, if tips are paid at your place of business more than occasionally. It must say whether you require or encourage tips and how they are allocated, and every worker must be able to see it (s.27I). You must also keep a record of how every tip was dealt with for 3 years (s.27J).
Guides
- How to split tips between staff fairly (hours, points, front and back of house)
Four ways to share a tip pool, compared on the same example: by hours, by points, hours x points, and a front/back of house split, with the leftover pennies.